Blue Cross Blue Shield Clients

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=250 BGCOLOR="#BBBBBB" TEXT="#080000"> <div> newsletter sign-up:  <A HREF="newsletter_sign_up.htm" TARGET="_top" TITLE="Newsletter sign up"><U>click here</U></A></div> <div> <A HREF="mailto:wmeades@gmail.com" TARGET="_top" TITLE="mailto:wmeades@gmail.com"><U>EMAIL WES</U></A></div> <div> <A HREF="https://practicalspirituality.wordpress.com/" TARGET="_top" TITLE="https://practicalspirituality.wordpress."><U>Wes's Practical Spirituality Blog</U></A></div> <div> <A HREF="http://www.twitter.com/WMEades" TARGET="_top" TITLE="http://www.twitter.com/WMEades"><U>Follow Wes on Twitter</U></A></div> <div> <A HREF="http://www.facebook.com/pages/Wesley-M-Eades-PhD/300696692112?ref=ts" TARGET="_top" TITLE="http://www.facebook.com/pages/Wesley-M-E"><U>Wes's FaceBook Page</U></A></div> <div> <A HREF="index.htm" TARGET="_top" TITLE="Practical Spirituality"><U>WMEades.com Home Page</U></A></div> <div> <A HREF="http://www.counseling-waco.com" TARGET="_top" TITLE="http://www.counseling-waco.com"><U>Counseling-Waco Home Page</U></A></div> <div> ___________________________</div> <div> <A HREF="aboutme.htm" TARGET="_top" TITLE="Wes Eades, PhD"><U>Wes Eades, PhD</U></A></div> <div> <A HREF="paige.htm" TARGET="_top" TITLE="Paige Cunningham, LCSW"><U>Paige Cunningham, LCSW</U></A></div> <div> <A HREF="eric.htm" TARGET="_top" TITLE="Eric Meyer, PhD"><U>Eric Meyer, PhD</U></A></div> <div> ___________________________</div> <bR> <div> <A HREF="id518.htm" TARGET="_top" TITLE="Making an Appointment"><U>Making an Appointment</U></A></div> <div> <A HREF="policies.htm" TARGET="_top" TITLE="Policies"><U>Policies</U></A></div> <div> <A HREF="cost.htm" TARGET="_top" TITLE="Cost of Counseling"><U>Cost of Counseling</U></A></div> <div> <A HREF="helpfularticles.htm" TARGET="_top" TITLE="Helpful Articles"><U>Helpful Articles</U></A></div> <div> <A HREF="directions.htm" TARGET="_top" TITLE="Directions to Office"><U>Directions to Office</U></A></div> <div> <A HREF="booksummaries.htm" TARGET="_top" TITLE="Book Summaries"><U>Book Summaries</U></A></div> <div> <A HREF="counseling.htm" TARGET="_top" TITLE="Pastoral Counseling"><U>Pastoral Counseling</U></A></div> <div> <A HREF="premarriage.htm" TARGET="_top" TITLE="Premarriage Counseling"><U>Premarriage Counseling</U></A></div> <div> <A HREF="enneagram.htm" TARGET="_top" TITLE="The Enneagram"><U>The Enneagram</U></A></div> <div> <A HREF="faith.htm" TARGET="_top" TITLE="When Faith Doesnt Work"><U>When Faith Doesn't Work</U></A></div> <div> <A HREF="http://www.centexintergroup.org/schedule/schedule_local.htm" TARGET="_top" TITLE="http://www.centexintergroup.org/schedule"><U>Alcoholics Anonymous Mtgs</U></A></div> <bR> <div> <A HREF="http://www.theravive.com" TARGET="_top" TITLE="http://www.theravive.com"><U><IMG SRC="83da03c0.jpg" border=0 width="160" height="60" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <bR> </td> <td valign="top" BGCOLOR="#DDDDDD" TEXT="#080000"> <bR> <div> I am not "in-network" with BCBS.  </div> <bR> <div> Unfortunately BCBS pays in-network licensed professional counselors at a very low rate, much lower than my cost of doing business.  However, I am very flexible in working with BCBS folks in covering the annual deductible.  (The deductible for families associated with Baylor is $700, but not all the BCBS plans in the area are the same.  I recommend you call BCBS to double check your deductible and your copay.)</div> <bR> <div> After the deductible is met the copay to work with an out-of-network provider is $20.  What I typically do is charge a straight $40-$50/session so that the deductible gets covered a little bit at a time.</div> <bR> <div> Because BCBS does not cover my full fee ($115), I can supposedly charge the difference to the client, which I don't do. </div> <bR> <div> <FONT SIZE="3" COLOR="#000000" FACE="Arial" >To go back to the forms, please click here: </FONT><A HREF="printableform.htm" TARGET="_top" TITLE="Forms"><U><B>Forms</B></U></A></div> <bR> </td> </tr></table></body>